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Articles on UK borrowing, credit, debt and money decisions. For in-depth guidance, start with the main guides.

budgeting
Money-Saving Tips for Family Activities This Summer

A refreshed look at free and low-cost ideas for keeping families busy over summer, with practical tips on planning ahead so the school holidays do not strain your budget.

16 May 2026
budgeting
Budgeting Tips: 5 Ways to Survive Festivals on a Budget

Festival season can stretch your money further than you expect. Here are five practical ways to keep your spending under control before and during a festival.

16 May 2026
budgeting
4 Expenses That People Often Forget to Budget For

Four commonly overlooked costs, from annual bills to rising motoring charges, that can catch households off guard when they are not included in a monthly budget.

16 May 2026
budgeting
3 Ways to Budget Without a Regular Income

If your pay varies month to month, standard budgeting advice often doesn't fit. Here are three practical approaches that work when income is unpredictable.

16 May 2026
credit cards
Buy Now Pay Later: what changes on 15 July 2026

BNPL comes under FCA regulation from 15 July 2026. What's confirmed, what's still uncertain, and what shoppers may want to check before then.

15 May 2026
budgeting
Three checks before you apply for a personal loan

A short, practical checklist for the half-hour before you click 'apply', what to look at, what to write down, and when to pause.

15 May 2026
personal loans
End of UK Tax Year Checklist: What You Need to Know in 2020

With the end of the UK tax year near, there are plenty of things you need to consider to ensure you’re ready for the new tax year - from ISAs to allowances. So, we’re providing…

12 Mar 2020
personal loans
4 Reasons to Plan Your Holiday in January

From planning your monthly budget to saving for holiday treats, read our latest blog to find out why you should start planning your summer holiday in January. When it comes to…

27 Jan 2020
credit scores
The Myths of Needing A Credit Card When Travelling Abroad

From flights & car hire to hotels & exchange rates, it's a common myth that you require a credit card to make the best financial decisions when travelling. However, this isn't the…

2 Jan 2020
budgeting
4 New Year's Resolutions Your Wallet Will Thank You For

From defining a realistic budget to paying off debt, read our latest blog on some resolutions your wallet will thank you for to help you start the new year well. When it comes to…

9 Dec 2019
budgeting
How to Pull Off Christmas Day on a Budget

At Christmas time, we can often find ourselves under pressure to spend more than we can afford, whether that's on presents or while preparing for the big day. We've rounded up our…

21 Nov 2019
personal loans
3 Ways To Shop Smarter This Black Friday

Black Friday is one of the most attractive shopping events of the year - but to make the most of the bargains on the market, it's best to start planning early. When it comes to…

20 Nov 2019
budgeting
Christmas Saving: Why, What and How

Typically acknowledged as the most expensive time of the year, this blog post will uncover why what and how you should be saving ahead of Christmas this year. From Black Friday…

24 Sep 2019
personal loans
How to Cut Down Your Home Energy Costs

With winter looming, this blog post will cover the best ways to fight your rising electricity bills, offering money saving ideas to ensure costs stay down. From reviewing your…

24 Sep 2019
personal loans
3 Family Mini-Break Ideas That Won’t Break The Bank

We’re taking a look at 3 ways to save money on family mini-breaks this summer by offering up some ideas on how to avoid the hefty costs of summer holidays. From camping to road…

9 Sep 2019
personal loans
Student Loans: Essential Things You Need to Know

We’re taking a closer look at student loans, breaking down everything both parent & student need to know, bypassing the jargon to prepare you for the new term. From eligibility to…

9 Sep 2019
debt
Tackling Summer Holiday Debt: What You Need to Know

If you applied for financial assistance in any form to help fund your summer getaway, it’s important to begin effectively managing your debt straight away. Luckily, we’re here to…

9 Sep 2019
budgeting
Budget-Friendly Ways To Cut Back On Plastic

We’re offering up some wallet-friendly and green budgeting tips to show you how to save money while - all importantly - cutting back on your plastic. After all, simple little…

15 Aug 2019
personal loans
Teaching Your Kids About Money: Teenage Summer Jobs

Knowing how to budget effectively is a skill that most acquire in adulthood but could have learnt in their teens - and we’re detailing how to do just that! From helping your…

15 Aug 2019
budgeting
Money Saving Tips: Avoiding Hidden Travel Expenses

From luggage fees to additional booking costs, read our latest blog on how to avoid all those hidden travel expenses and keep holiday costs to a minimum. When it comes to money…

15 Aug 2019
budgeting
3 Ways to Stay Motivated When Saving Money

Knowing how to budget effectively can be a daunting task, so this post will detail the 3 ways you can stay motivated when saving and how to resist temptation. From creating a…

5 Aug 2019
budgeting
Summer Saving: Money Saving Tips For Paying Abroad

When it comes to going on holiday, it’s important to remain financially-savvy - as such, in this blog we’re offering a breakdown of the best ways to pay abroad. From transaction…

22 Jul 2019
budgeting
8 Tips to Renovate Your Home on a Budget

Expenses are a huge restriction you’ll face when renovating a property. If you’re updating on a tight budget, it will make your home improvement project significantly more…

11 Jul 2019
personal loans
3 Tips to Help Save Money & the Planet

Read on as we talk about fast fashion and bring you money saving tips so you can enjoy sustainable fashion on a budget, all while doing your bit for the planet. If you want to…

2 Jul 2019
debt
What to Do When Your Debt Gets Too Much

We’re taking a look at what you can do when your debt gets too much - providing a variety of debt management tips to help you tackle your debt along the way. From considering…

20 Jun 2019
personal loans
Changes to Expect This 2019 Tax Year

April saw the renewal of the UK tax year - with that comes an array of new rates, thresholds and allowances to understand and apply to your personal finances. We’re here to help,…

22 May 2019
credit scores
How to Improve Your Bad Credit Score

In this post, we’re discussing the many different activities you can carry out in order to improve a bad credit score & get approved for loan applications. From registering on the…

3 Apr 2019
personal loans
Self-Employment Affects Loan Eligibility

We’re taking a closer look at how your loan eligibility is affected by becoming self employed, providing some useful tips and actionable advice along the way. We delve deeper…

3 Apr 2019
personal loans
6 Things to Think About Before Becoming a Loan Guarantor

Join us to discuss what it actually means to be a guarantor and the considerations you need to make before signing on the dotted line and becoming one. From what is a guarantor…

3 Apr 2019
personal loans
Planning a Financial Future: 3 Easy Steps

To help you plan for your financial future, read on as we look at the 3 ways you can become financially savvy and set yourself up for financial security. From paying into your…

7 Mar 2019
personal loans
Student Loans: Your First Lesson in Finance

We’re diving into student loans to look at the financial lessons they’ve taught you & how your learnings can prepare for a future of being financial stability. From paying back…

27 Feb 2019
budgeting
3 Crucial Ways to Budget When Planning For Your First Baby

Read this blog post where the budgeting experts at Jolly Good Loans looks at 3 essential budgeting tips to get you ready for the arrival of your first baby. From preparing your…

19 Jan 2019
personal loans
3 Ways to Kick the Bad Financial Habits

In this blog post, we're helping you save money & break bad habits such as implusive spending with our 3 tips for budgeting success - read on to find out more. From making a…

30 Dec 2018
personal loans
Debt Consolidation Loans: 4 Key Benefits

Today, we’re looking at debt consolidation loans & providing you with the key benefits of taking one out like reducing stress & confining debts into 1 payment.

15 Dec 2018
personal loans
4 Reasons to Start Planning Your 2019 Summer Holiday Now

We’re talking about a number of reasons why you should start planning your summer holiday now, rather than waiting until the last minute.

30 Nov 2018
budgeting
How to Have a Magical Christmas Without Breaking The Bank

In this blog post, we discuss a number of budgeting tips to ensure you’re financially prepared when it comes to the expensive Christmas period this year. From avoiding impulsive…

10 Nov 2018
personal loans
A Straightforward Guide to the World of Loan Lingo

Today, we’re taking a look at terms and phrases associated with loans and providing you with a straightforward, A-Z guide to understanding them.

29 Oct 2018
budgeting
6 Financial Sins to Avoid When Saving

In this post, we're looking at 6 fatal financial sins that prevent you from saving - from poor budgeting to impulsive spending -explore tips for how to budget. Covering bad habits…

21 Oct 2018
bad credit
What to Consider Before You Apply for a Bad Credit Loan

Simply put, bad credit loans are loans for people with bad credit. In this blog post, we'll take you through what you need to consider before applying for one. From the factors…

15 Sep 2018
personal loans
Money Management Apps for Balancing Your Income & Outgoings

Everyone needs a little help with their finances now and then. Today, we run through the best budget apps to help you take control of your spending.

29 Aug 2018
personal loans
6 Ways to Cut the Cost of Your Wedding

We're helping you cut the cost of your dream wedding - from exploring DIY entertainment to swapping extravagance for intimacy, we'll cover 6 thrifty top tips. Read on as we ditch…

18 Aug 2018
credit scores
Inside Your Credit Report: Understanding Your Score and More

Your credit report can be a daunting document, as your financial future may well hinge upon it. This post will cut through the noise to give you the facts.

18 Aug 2018
personal loans
Home Improvements to Boost Property Value

In this post blog, we explore 6 home improvement projects guaranteed to add value to your property - from large scale renovations to smaller, DIY hacks. If you're looking to boost…

30 Jul 2018
credit scores
Loan Credit Checks: What You Need to Know

In today’s post, we’ve chosen to discuss credit checks for loans, providing you with the information you need to understand this aspect of loan applications.

30 Jul 2018
personal loans
Secured Loans vs Unsecured Loans: What's the Difference?

Choosing between a secured loan versus an unsecured loan can be difficult. So, in this post, we’re taking you through the differences and pros and cons of each. Helping you to…

23 Jul 2018
personal loans
Finding a Guarantor for Your Loan: All You Need to Know

We’re taking a look at what it means to be a loan guarantor, who qualifies & what responsibilities they’ll have as a result of signing on the dotted line. Covering what a…

28 Jun 2018
budgeting
Tips for Affording Your Dream Holiday

Had your sights set on a holiday but been put off by the price tag? In today’s post, we share our 3 top tips to help you budget and afford your dream holiday. From doing it…

18 Jun 2018
personal loans
7 Steps to Turn Your Finances Around

In this blog post, we're helping those of you who have been refused finance turn your personal finances around and improve your credit score in 7 simple steps. From tying up loose…

15 Jun 2018
debt
5 Key Signs That Your Financial Debts Are Out of Control

In this blog post, we’re providing 5 tell-tale signs that your financial debts are getting out of hand to help you get back on the road to becoming debt free. From how you feel…

5 Jun 2018
bad credit
4 Ways to Fix Your Bad Credit Rating

This quick guide will have you on your way to fixing your bad credit rating & starting afresh, by offering actionable advice & letting you know what to avoid. From considering…

30 May 2018
budgeting
Budgeting 101: How to Set a Realistic Budget and Stick to It

If you’re looking to budget for a large purchase or a rainy day, explore our no-nonsense tips to help you transform your personal finances one step at a time. From setting…

23 May 2018
personal loans
9 Straightforward Tips to Help You Save Like a Pro

Whether you’re saving up for a wedding, holiday or just building up a rainy day fund, putting some money aside isn’t always easy - but to help you out along the way, we’ve put…

16 May 2018

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