All guides
Plain-English articles on loans, credit, debt and everything in between. No upselling, no affiliate links.
A plain-English UK guide to borrowing options if you have a poor credit history. Covers what bad credit means, loan types, risks, and free help.
A complete UK guide to business loans: what they are, the pros & cons. Plain English, no affiliate links, no financial advice.
A plain-English UK guide to Buy Now Pay Later. Covers how it works, what is changing under FCA regulation from 15 July 2026, the credit-file impact, and where to get free help if repayments become unmanageable.
A complete UK guide to car loans and car finance: the facts. Plain English, no affiliate links, no financial advice.
A complete UK guide to credit cards: a guide to how they work and more. Plain English, no affiliate links, no financial advice.
A complete UK guide to credit unions: what you need to know. Plain English, no affiliate links, no financial advice.
A plain-English UK guide to debt consolidation loans. Covers what they are, when they may help, the risks, what to compare, and where to get free debt help.
A plain-English UK guide to the main debt solutions, from budget reviews and informal arrangements to debt management plans, Debt Relief Orders, Individual Voluntary Arrangements, debt consolidation, bankruptcy and the Scottish equivalents. Free debt help signposted throughout.
A complete UK guide to direct lender vs broker - different loan options. Plain English, no affiliate links, no financial advice.
A complete UK guide to early loan repayment: evaluating the pros and cons. Plain English, no affiliate links, no financial advice.
A plain-English UK guide to guarantor loans. Covers how they work, the risks for both borrower and guarantor, alternatives, and where to get free help.
A complete UK guide to holiday loans & personal finance: what, how & when. Plain English, no affiliate links, no financial advice.
A complete UK guide to home improvement loans: criteria & more. Plain English, no affiliate links, no financial advice.
A plain-English UK guide to homeowner loans. Covers how they work, how interest rates are structured, the key risks, and where to get free debt help.
A complete UK guide to how to get financial advice: when & where. Plain English, no affiliate links, no financial advice.
A complete UK guide to loan interest rates: everything you need to know. Plain English, no affiliate links, no financial advice.
A complete UK guide to loans for young people: all the basics. Plain English, no affiliate links, no financial advice.
A complete UK guide to mortgages: understanding the basics. Plain English, no affiliate links, no financial advice.
A plain-English guide to payday loans and high-cost short-term credit in the UK. Covers how they work, the risks, alternatives, and where to get free help.
A complete UK guide to peer to peer loans: everything you need to know. Plain English, no affiliate links, no financial advice.
A complete UK guide to personal loans: understanding finance options, risks & more. Plain English, no affiliate links, no financial advice.
A plain-English UK guide to secured loans. Covers how they work, the risks, what to compare, and free help if you are struggling with debt.
A complete UK guide to wedding loans: a comprehensive guide to financing a wedding. Plain English, no affiliate links, no financial advice.
A complete UK guide to your credit report and your credit score. Plain English, no affiliate links, no financial advice.