Editorial policy
Jolly Good Guide publishes plain-English information about borrowing, credit, debt and personal finance. Our aim is to help readers understand their options, risks and next steps before making decisions.
Information, not advice
Our content is general information only. We do not provide financial advice, debt advice, legal advice or tax advice. We do not recommend specific lenders or products.
Our editorial principles
We aim to make content:
- Clear
- Accurate
- Balanced
- Up to date
- Useful
- Responsible
- Easy to understand
Where borrowing could make someone's situation worse, we aim to say so clearly.
High-risk topics
Some topics need extra care, including:
- Bad credit borrowing
- Payday loans
- Debt consolidation
- Secured loans
- Guarantor loans
- Missed repayments
- Debt problems
- Credit files and defaults
For these topics, we aim to include clear risk warnings, when not to borrow, free debt help signposting, current terminology and source references where appropriate.
Review status
Pages may show one or more of the following:
- Published date
- Original published date
- Migration date
- Last reviewed date
- Last updated date
- Review status
A migration date is not the same as an editorial review date.
Sources
Where appropriate, we use official, regulatory or established guidance sources such as the FCA, GOV.UK, MoneyHelper, StepChange, National Debtline, Citizens Advice, Bank of England and credit reference agencies.
Corrections
If you spot something that seems wrong or out of date, contact us.