Definition · Glossary
CCJ (County Court Judgement)
In plain English
A court order issued in England and Wales when you fail to repay money you owe. A CCJ stays on your credit file for six years and significantly limits your ability to borrow. Paying a CCJ within a month allows it to be removed from the register.
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Example
A lender takes you to court over an unpaid debt of £800. The court issues a CCJ, which appears on your credit file.