Clara Bell
Plain-English borrowing explainer
Clara Bell is the plain-English borrowing explainer at Jolly Good Guide. She writes the patient, jargon-free guides we wish someone had given us when we first looked at a loan agreement. Clara's pieces start with what a term actually means in real life, before they get anywhere near the small print. She covers personal loans, credit cards, APR and the everyday mechanics of borrowing money in the UK.
Personal loans, credit cards, APR, borrowing costs, glossary expansions, beginner-friendly educational content.
A complete UK guide to car loans and car finance: the facts. Plain English, no affiliate links, no financial advice.
A complete UK guide to credit cards: a guide to how they work and more. Plain English, no affiliate links, no financial advice.
A complete UK guide to credit unions: what you need to know. Plain English, no affiliate links, no financial advice.
A complete UK guide to direct lender vs broker - different loan options. Plain English, no affiliate links, no financial advice.
A complete UK guide to early loan repayment: evaluating the pros and cons. Plain English, no affiliate links, no financial advice.
A complete UK guide to home improvement loans: criteria & more. Plain English, no affiliate links, no financial advice.
A complete UK guide to loan interest rates: everything you need to know. Plain English, no affiliate links, no financial advice.
A complete UK guide to mortgages: understanding the basics. Plain English, no affiliate links, no financial advice.
A complete UK guide to peer to peer loans: everything you need to know. Plain English, no affiliate links, no financial advice.
A complete UK guide to personal loans: understanding finance options, risks & more. Plain English, no affiliate links, no financial advice.
Before applying for a bad credit loan, there are several things worth checking first. Understanding the costs, your options, and how applying affects your credit file can help you…
What APR really means, why monthly payments don't show the full cost of borrowing, and how to compare loans fairly.
From flights & car hire to hotels & exchange rates, it's a common myth that you require a credit card to make the best financial decisions when travelling. However, this isn't the case - as you'll find out in this guest blog post that details how to make the best financial decisions for your needs.
We’re taking a closer look at student loans, breaking down everything both parent & student need to know, bypassing the jargon to prepare you for the new term. From eligibility to loan amounts, we’ll cover the fundamentals to ensure you can stay on top of your student finances during your studies.
We’re taking a closer look at how your loan eligibility is affected by becoming self employed, providing some useful tips and actionable advice along the way. We delve deeper amidst claims of a cautious national economy, where lenders are becoming more apprehensive surrounding personal loans.
Join us to discuss what it actually means to be a guarantor and the considerations you need to make before signing on the dotted line and becoming one. From what is a guarantor and what you'd be responsible for paying, to if you can afford to pay back the loan in needs be, you'll find it all here.
Today, we’re taking a look at terms and phrases associated with loans and providing you with a straightforward, A-Z guide to understanding them.
Your credit report can be a daunting document, as your financial future may well hinge upon it. This post will cut through the noise to give you the facts.
In today’s post, we’ve chosen to discuss credit checks for loans, providing you with the information you need to understand this aspect of loan applications.
Choosing between a secured loan versus an unsecured loan can be difficult. So, in this post, we’re taking you through the differences and pros and cons of each. Helping you to pick the best type of loan depending on any existing debt you have, we'll help you choose the best solution for you, here.
We’re taking a look at what it means to be a loan guarantor, who qualifies & what responsibilities they’ll have as a result of signing on the dotted line. Covering what a guarantor on a loan is & general lender or broker criteria that you need to consider before selecting a guarantor, find out here.