★ Jolly Good Guide Information only, not financial advice Free help · 0800 138 1111
Step 01

I want to improve my credit score

You want to improve your credit score ahead of a major application, mortgage, car finance, personal loan, or simply to access better rates.

Step 03

Know the risks

⚠ Before you proceed
  • Quick fixes are usually myths, score improvement takes time
  • Closing old accounts can sometimes lower your score
  • Credit score numbers differ between the three UK agencies