Tom Rowntree
Current money desk writer
Tom Rowntree runs the current money desk at Jolly Good Guide. He covers what changed in UK personal finance this week — FCA rule changes, Bank of England decisions, Treasury announcements, scams — and explains who's affected and what's worth checking. Tom's brief is accurate first, interesting second. He separates confirmed facts from likely implications, links every claim to a source, and points readers to the longer evergreen guides for the full story.
FCA / Bank of England / HMRC / GOV.UK updates, BNPL regulation, motor-finance redress, scam alerts, current-event explainers.
Regulatory and current-event claims are cited to source.
The FCA's latest consumer alerts and claims-management firm warnings for the week of 21 May 2026, covering investment scams, clone firms, and unauthorised claims operators.
The Treasury has published its policy statement on Consumer Credit Act reform, a key step on the road to buy now, pay later coming under FCA regulation on 15 July 2026. Here is…
The FCA is bringing buy now, pay later products under formal regulation. Here is what the changes mean for shoppers who use BNPL at the checkout.
The Bank of England has held Bank Rate at 3.75% in May 2026. Here is what staying put means in practice for personal-loan rates, mortgages and savers.
BNPL comes under FCA regulation from 15 July 2026. What's confirmed, what's still uncertain, and what shoppers may want to check before then.
April saw the renewal of the UK tax year - with that comes an array of new rates, thresholds and allowances to understand and apply to your personal finances. We’re here to help, by breaking down changes, both big and small, that might affect your personal and business finances this tax year.